5 Reasons Why You Should Write It Down

How writing it down will get you back on track…

people coffee meeting team
Photo by Startup Stock Photos on Pexels.com

Here is a quick confession.  I did not start writing down my goals and plans down on paper until I became older.  When I was younger, I was driven and had a much better memory.  As I have grown older, my drive is the same but my memory is not.

Many studies have been conducted that show the power of writing down your financial goals and plans.  If you have never written down an agenda, I encourage you to start.  If you have in the past, I am willing to bet you remember the benefit of it even though it fell from your routine.

One of the most common ways of setting goals and writing them down is to follow the S.M.A.R.T. formula.  It stands for, Specific, Measurable, Attainable, Realistic, and Time Based.  If your goals can meet all of these categories, you will have a much easier time attaining them.

The 5 Benefits Of Writing Your Goals Down

     1. It will clearly detail what you want 

By writing down your main goal, to be debt free, to be financially secure, to reduce your stress and increase your happiness, you have the ability to clearly see where you want to go.  With it in front of you, you have the ability to see the finish line on a daily basis.

     2It provides you with a road map of where you are and how to get where you want to go

In addition to writing down your goals, making bullet points and strategies below them can help motivate you.  Each day you wake up you can go over your list and identify if you are still moving in the right direction or if you need to make an adjustment.

     3. You can analyze your progress

By examining your progress, you can see the small victories you are making as you continue to strive for these goals.

     4. Keeps you focused

I am quickly distracted by other twists and turns of life and can begin to lose track of my main goals.  Keeping your goals visible and accessible assists with keeping you on track and focused when life throws you a curve ball.

     5. As you can probably guess from the above listed reasons, studies show you are more likely to achieve your goals if you write them down.

This strategy is also shared by your budget. (Related Article —>Budget Isn’t A Bad Word)  By writing down your plan and what you need to do, when you start to feel overwhelmed or lost, you can quickly refer to your thought out game plan to get yourself back on track.  This greatly contributes to the success of your goal achievement!

Here is my free template to write our your SMART Goals: SmartGoals

Have you written your goals down in the past?  Did it help you why or why not?  Comment below, I’d love to hear your view point! If you haven’t signed up to receive future articles by email, please add yourself at the bottom of this page. If you found this article beneficial, please share it on social media to help me grow my audience!  Stay safe my friends -you work too hard to be this broke!






Author: Ryan

Hi!  My name is Ryan and I have a passion for personal finance and education.  I am married and have three children, a girl and two boys all under the age of ten.  My wife stays home with the kids so it can be challenging to live off one income.  Much of what I write is based off my personal experiences and what I have learned in the course of my life. My financial journey began when my wife and I saved up a sum of money and I didn't know who I could trust to invest it.  After several interviews with financial advisers, I still didn't feel like I could trust anyone.  That began my journey to educate myself by reading every finance book I could get my hand on and by attending financial seminars.  After getting a good handle on debt, finance, and investments, I decided to start this blog as a resource for others who find it difficult to trust people with their money. I recently started writing this blog about how to get out of debt and start investing to create the future you deserve. I have been in law enforcement for 14 years and I have seen the devastation left behind by people who mismanage their finances.  I started this blog because I want to help as many people I can by educating them on common sense money management. As far as my formal education, I obtained a Bachelor of Science in Education and a Master of Administration Degree from Northern Arizona University.  I am an adjunct professor at a local community college and I have been a student of finance for many years. This blog is dedicated to those looking to eliminate their debt and to mold a new way of thinking, living, and spending. Education, focused on financial stability and wealth, is the main purpose of this blog. This website is a new journey for me and I know there are areas that I could improve.  Please feel free to reach out to me with any critiques - I would love the feedback so I can be as effective as I possibly can and provide the most relevant information.  I look forward to writing for you and learning with you! If you have any questions or comments, I would love to hear from you! -Ryan

4 thoughts on “5 Reasons Why You Should Write It Down”

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.