Why You Need Emergency Funds And Cash Reserves

One of the few personal finance concepts that garners near-universal praise is the emergency fund. For many topics in personal finance, there are seemingly as many critics as there are advocates. “The stock market is too risky,” “You can’t retire early because you need health insurance,” “You shouldn’t travel because it’s wastefully expensive.” I don’t …

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why I have 6 bank accounts and you should too!

Why I Have 6 Bank Accounts – And You Should Too!

You read that right, I have six bank accounts that I use on a monthly basis. I have had more in the past and the number of accounts fluctuates depending on what is going on in my life. Keep reading to see why I have six bank accounts and why you may even need more!

Check out my top free budget and retirement tracker that keeps me on track!

My Top Free Budget And Retirement Tracker

There are many different budget and retirement trackers on the market, and many charge ridiculous fees to use their services.  I am not a proponent for paying for something you could get for free, so that is why I want to talk about a free tracker that I personally use to evaluate my finances.

How Do I Create A Monthly Budget?

Failing to plan is planning to fail – Benjamin Franklin If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly and you may not even realize it.