The Hidden Fees In My Employer Sponsored Retirement Plan

Do you know what fees you are being charged in your retirement plan? Read below as I examine my plan!

Now that you have a small insight as to how the mutual fund industry works, I wanted to walk you through my current employer sponsored retirement plan. Continue reading “The Hidden Fees In My Employer Sponsored Retirement Plan”

Exposing The Mutual Fund Industry

Hidden fees and commissions, what the mutual fund industry doesn't want you to know.

I have been slowly working on this article because it is very important.  The investment world is extremely confusing and complicated – and this is the reason why I started studying finance in the first place.  With all the investment options and confusing information out there, can the everyday person win anymore? Continue reading “Exposing The Mutual Fund Industry”

How To Pick The Right Life Insurance

Term or whole life insurance? Find out which one is best for you!

If you type “life insurance” in Google, you will get bombarded by advertisements touting their best life insurance product.  With so many different varieties, which one is best suited for you?  Do you even need life insurance?  If you have people who depend on you, the answer is YES! Continue reading “How To Pick The Right Life Insurance”

The Main Ingredient For Growing Your Income

Grow your income with this easy change!

“Once you stop learning, you start dying”

Are you still growing?

Are you in a rut?  Are you digging yourself out of a financial mess, or are you at a stale point in your life?  These ruts come at inconvenient times and it can be difficult to get out of them.   We haven’t received a raise in forever, we keep getting passed up on promotions, or our home life is more difficult than normal.  When you find yourself in these ruts, what positive habits are you doing to improve your situation?

Continue reading “The Main Ingredient For Growing Your Income”

The Best Financial Advice for Couples

Find out the best way to get your partner on the same page with money!

Say what you mean, but don’t say it mean – Andrew Wachter

How often have you heard, “it’s not what you say, but how you say it?”  I can remember several times when my “tone” has gotten me in trouble.  Intentional or not, our communication skills, or lack thereof, are responsible for a vast majority of our financial relationship issues.  Often our communication issues come down to a lack of time to properly communicate.  Continue reading “The Best Financial Advice for Couples”

Stock Market Basics

Check out these need to know stock market basics!The stock market can be confusing, especially when there is so much misinformation out there. In a future post, I will talk more about the different investment strategies and types of mutual funds, but we must first talk about the basics. What exactly is the stock market?

Continue reading “Stock Market Basics”

Will You Ever Be Able To Retire?

Find out if you have saved up enough to retire someday!

If you ever plan to retire, there is one step you must do during your working years. You must save money! Easier said than done right? Unfortunately, the vast amount of Americans are terrible at saving for retirement. Dire conditions are playing out as baby boomers and Generation “X”ers attempt to transition out of the workforce without properly saving.

 

Continue reading “Will You Ever Be Able To Retire?”