The Hidden Fees In My Employer Sponsored Retirement Plan

Do you know what fees you are being charged in your retirement plan? Read below as I examine my plan!

Now that you have a small insight as to how the mutual fund industry works, I wanted to walk you through my current employer sponsored retirement plan. Continue reading “The Hidden Fees In My Employer Sponsored Retirement Plan”

Dave Ramsey’s Baby Steps Are Outdated

Find out why Dave Ramsey's baby steps are outdated!

It’s true… Dave Ramsey may be the king of the Baby Steps and the Debt Snowball, but his outdated techniques are a disservice to those trying to get out of debt. Continue reading “Dave Ramsey’s Baby Steps Are Outdated”

California Redwoods And Retirement Accounts

Retire by investing early.

Today my family and I were in Santa Barbara, California and we made a trip to visit the Botanic Garden.  This was my first trip to the garden and I was blown away! Continue reading “California Redwoods And Retirement Accounts”

Exposing The Mutual Fund Industry

Hidden fees and commissions, what the mutual fund industry doesn't want you to know.

I have been slowly working on this article because it is very important.  The investment world is extremely confusing and complicated – and this is the reason why I started studying finance in the first place.  With all the investment options and confusing information out there, can the everyday person win anymore? Continue reading “Exposing The Mutual Fund Industry”

Make $500,000 This Year*! Read Below!

Want to make a bunch of extra money online? Find out the latest and greatest way today!

How many times have you seen these claims on Youtube and Facebook advertisements?  It usually involves some young guy recording a selfie of himself with all his fancy cars and mansion in the background. Continue reading “Make $500,000 This Year*! Read Below!”

How To Pick The Right Life Insurance

Term or whole life insurance? Find out which one is best for you!

If you type “life insurance” in Google, you will get bombarded by advertisements touting their best life insurance product.  With so many different varieties, which one is best suited for you?  Do you even need life insurance?  If you have people who depend on you, the answer is YES! Continue reading “How To Pick The Right Life Insurance”

The Main Ingredient For Growing Your Income

Grow your income with this easy change!

“Once you stop learning, you start dying”

Are you still growing?

Are you in a rut?  Are you digging yourself out of a financial mess, or are you at a stale point in your life?  These ruts come at inconvenient times and it can be difficult to get out of them.   We haven’t received a raise in forever, we keep getting passed up on promotions, or our home life is more difficult than normal.  When you find yourself in these ruts, what positive habits are you doing to improve your situation?

Continue reading “The Main Ingredient For Growing Your Income”

How To Feel Good About Christmas In January

man in santa claus costume
Photo by bruce mars on Pexels.com

Christmas in January?  You know what I’m talking about – Christmas in February, March, April…. the gift that keeps on giving, through credit card debt. Continue reading “How To Feel Good About Christmas In January”

Is Renting A Waste Of Money?

white painted house beside green grass lawn
Photo by Sarah Jane on Pexels.com

Many people have differing opinions on renting or owning their place of residence. In reality, most people have an opinion based on the specific circumstances they have lived through. When I was much younger, I vowed to never rent because I felt it was a waste of money. Why would I pay off another persons mortgage when I could get a loan myself? Let me give you a little insight as to how that viewpoint punched me right in the face.

Continue reading “Is Renting A Waste Of Money?”