Many people have differing opinions on renting or owning their place of residence. In reality, most people have an opinion based on the specific circumstances they have lived through. When I was much younger, I vowed to never rent because I felt it was a waste of money. Why would I pay off another persons mortgage when I could get a loan myself? Let me give you a little insight as to how that viewpoint punched me right in the face.
Say what you mean, but don’t say it mean – Andrew Wachter
How often have you heard, “it’s not what you say, but how you say it?” I can remember several times when my “tone” has gotten me in trouble. Intentional or not, our communication skills, or lack thereof, are responsible for a vast majority of our financial relationship issues. Often our communication issues come down to a lack of time to properly communicate. Continue reading “The Best Financial Advice for Couples”
Here is a quick confession. I did not start writing down my goals and plans down on paper until I became older. When I was younger, I was driven and had a much better memory. As I have grown older, my drive is the same but my memory is not.
Can you guess what it is? If you guessed 59% do not have a monthly budget – you would be right! Wait! Wait! Keep reading! I promise this isn’t another boring budget article stating random statistics about why you should budget. Let’s go over the common misconceptions of a budget to create a believer out of you. It won’t hurt – I promise. Continue reading “59% of American’s Are Making This HUGE Financial Mistake!”
The stock market can be confusing, especially when there is so much misinformation out there. In a future post, I will talk more about the different investment strategies and types of mutual funds, but we must first talk about the basics. What exactly is the stock market?
The best way to predict the future is to create it – Abraham Lincoln
There are many reasons you may need a side hustle to meet your financial goals. Side hustles are a great way to meet your financial goals in a much more efficient and timely manner while saving for those things you need and want.
Don’t pay your mortgage off early, you need your mortgage for a tax write off!
How many times have you heard that you should not pay your home mortgage off because you won’t be able to write off the interest on your yearly taxes? Maybe you’re one of those people who have said this. If so, let’s do some simple math to prove or disprove the validity of this statement.
So I will admit, my wife is the one who started using Frys Pickup after much push back from me. If you’re not familiar with Frys Pickup, it is a program that Fry’s Food and Drug (Kroger) started at their retail stores. In essence, you go online and place items into your virtual shopping cart that are found in store. Continue reading “How Frys Pickup (formally Click List) Saves Me Money”
Credit cards can be a great tool for earning rewards and cash back if used properly. Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹ Continue reading “When It Pays To Use Credit Cards”