Is Equity Release Expected To Rise Or Fall In 2022? 

Equity release mortgages are becoming more popular, and so are the benefits of investing in these financial plans.

What’s Equity Release, And How Does It Work?

Equity release is a tax-free mortgage loan that you can take out against the current value of your home. It is a lump sum paid to you at once or as installments.  

Will 2022 Be The Year Of The Equity Release Industry?

80% of experts, including Jason Stubbs, predict that there will be an increase in the number of people who will consider equity release in 2022.  

How Many Homeowners Turned To Equity Release In 2021?

A study done on 1000 homeowners in March 2021 discovered that 12% had chosen to release equity. 70% of the money went towards debt.

Lifetime Mortgage Vs Home Reversion

- Lifetime mortgages are calculated against the value of your home. - Home reversion is when a part of the home is sold to a lender in exchange for a tax-free lump sum.  

Only 1% of the market turns to home reversion as a lending option. So it’s safe to say it’s being superseded by plans such as drawdown lifetime mortgages. 

Are Home Reversion Plans Being Superseded By More Flexible Mortgages?

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