5 Steps to Buying a Home After Bankruptcy

If you’re one of the millions of Americans who have declared bankruptcy, financial recovery can seem like a pipe dream. But don’t give up.  

5 Steps to Buying a House After Bankruptcy

Reorganize Your Finance

Once some of your debts are discharged in bankruptcy, you’ll be on the road to recovery. But don’t rush out to get a home just yet—wait for the dust to settle and get your finances in order.

If you’re interested in buying a house after bankruptcy, building up your savings is one of the most important things you can do. 

Grow Your Saving

The following suggestions will help you look at each piece of the puzzle without becoming overwhelmed. - Calculate What You Can Afford  - Schedule an Inspection  - Consider Additional Costs and Factors  

Make a Plan

Organize Your Financial Documentation

If you know you want to buy a home, you should start keeping meticulous financial records right now. Having organized financial records shows that you are sensitive to the details. 

Shop Around for Mortgages

You need to look at the whole picture to make sure you’re getting the best deal for your financial situation. If you’re coming off a recent bankruptcy, you should expect a higher interest rate right out of the gate. 

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