Your credit will determine how you live your life, or rather, how you are allowed to live your life. It will decide everything, from your suitability to credit cards, your ability to rent a house, and your lendability when taking out a mortgage.
If you do not know of any money-management experts whose blogs you can read, you can always hire a financial advisor. A professional financial advisor will be able to work with you to build your credit and will be able to suggest a credit repair company for you to reach out to.
Online guides, like blogs, are great places to learn about good credit repair companies. It’s always better to read guides written by financial experts than it is ones written by people who fancy themselves financial gurus but have no real experience.
Reviews are always worth reading. Once you have the name of a credit building firm you are considering working with, go straight to their Google Review page. You should be able to get an idea about a company’s commitment to its customers by reading their reviews.
One last way of finding out about reputable credit building companies is to ask your friends for recommendations. Of course, this will only work if your friends are also irresponsible with their credit. If you don’t have friends like this, you could always sign up for a forum like Reddit.