Paying off debt and building a future you can live off of is the primary focus of this blog. We are not talking about merely surviving in our golden years, but actually thriving! Unfortunately, the world is not geared towards helping you thrive in retirement.
Are you in the market for a new car? Before you spend a ton of money on a new vehicle that will lose the majority of its worth in the first year, check out one of these dependable used vehicles made in 2015. Your wallet and retirement account will thank you! Continue reading “The 21 Most Dependable Used Cars Made In 2015”
Are you in a rut? Are you digging yourself out of a financial mess, or are you at a stale point in your life? These ruts come at inconvenient times and it can be difficult to get out of them. We haven’t received a raise in forever, we keep getting passed up on promotions, or our home life is more difficult than normal. When you find yourself in these ruts, what positive habits are you doing to improve your situation?
Many people have differing opinions on renting or owning their place of residence. In reality, most people have an opinion based on the specific circumstances they have lived through. When I was much younger, I vowed to never rent because I felt it was a waste of money. Why would I pay off another persons mortgage when I could get a loan myself? Let me give you a little insight as to how that viewpoint punched me right in the face.
Say what you mean, but don’t say it mean – Andrew Wachter
How often have you heard, “it’s not what you say, but how you say it?” I can remember several times when my “tone” has gotten me in trouble. Intentional or not, our communication skills, or lack thereof, are responsible for a vast majority of our financial relationship issues. Often our communication issues come down to a lack of time to properly communicate. Continue reading “The Best Financial Advice for Couples”
Here is a quick confession. I did not start writing down my goals and plans down on paper until I became older. When I was younger, I was driven and had a much better memory. As I have grown older, my drive is the same but my memory is not.
Can you guess what it is? If you guessed 59% do not have a monthly budget – you would be right! Wait! Wait! Keep reading! I promise this isn’t another boring budget article stating random statistics about why you should budget. Let’s go over the common misconceptions of a budget to create a believer out of you. It won’t hurt – I promise. Continue reading “59% of American’s Are Making This HUGE Financial Mistake!”
The stock market can be confusing, especially when there is so much misinformation out there. In a future post, I will talk more about the different investment strategies and types of mutual funds, but we must first talk about the basics. What exactly is the stock market?