Living life by only spending money on things that bring you value and being intentional with your budget can be classified as living stingy.To answer the question, I don’t think being overly cautious about spending is a bad thing.
#2. Create A Monthly Budget / Monthly Financial Plan
A monthly budget or a monthly spending plan is the secret weapon to achieve your financial goals and dreams. By telling your money where to go rather than wondering where it went each month, you can be intentional about spending.
No spending challenges are a great way to shock your system into saving money. There are all types of no spend challenges available that range from: - No Spend Month - No Spend Monthly Challenge - No Buy year