12 Ways To Live On A Postgrad Paycheck

Once upon a time, landing a full-time job out of college meant the beginning of smooth sailing. Back in the day, tuition was manageable, careers were more stable, and if you had a job lined up, graduation marked the end of struggling to “make it.”

Ways To Live On A Postgrad Paycheck

1. Keep Housing Costs Minimal

You might want to build equity by buying a house instead of renting, but you may also have limited funds. So why not look for an affordable fixer-upper, then add some sweat equity to make it shine? Rent a dumpster to get rid of all the junk and debris, clean and refurbish the place yourself, and start fresh.

2. Install Energy-Efficient Windows

While you’re remodeling, cut down on future energy costs by putting in energy-saving windows. Dual-pane windows keep heat in better during the winter and out more effectively during the summer.

3. Cut Down On Dining Out

Restaurants can be expensive. If you work outside your home, make your own lunch and take it with you, and brew your own coffee. You’ll be amazed at how much you save.

Do you really need Netflix and Hulu and CBS All Access and Amazon Prime and… ? Of course you don’t. Choose one, sign up just long enough for the show you want to see, then cancel. Or cut the cord completely.

4. Narrow The Stream

Whether it’s your stock portfolio or your skillset, diversification is the name of the game. The more skills you add, the more valuable you’ll become. 

5. Diversify!

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