A Health Saving Account (HSA) is a bank account in which you, and sometimes employers, contribute an amount from year to year for any period.Flexible Spending Arrangements (FSA) is a pre-tax savings account offered by an employer for any health plan.
Free services, such as pharmacy saving cards, offer great discounts on drug prices in pharmacy stores. For example, you can download programs like SingleCare to find the lowest prices on your prescription in the drug stores in your area and avail of instant savings by showing your card.
You should take some basic steps whenever you receive a medical bill, large or small. First, ensure that you get an itemized receipt for everything, with each product clearly listed and its costs are broken down in detail.
Medical treatment is never free-someone always has to pay for it. That said, community clinics offer specific services free or on a sliding scale. Also, your insurance coverage may include a free annual checkup with no co-pay required.