What Does A Home Warranty Cover Exactly?

A home warranty is an insurance policy that protects your home against certain types of damage. It covers repairs to appliances, plumbing, electrical systems, heating, and air conditioning units, and other major components of your home. 

Electronics Installed In The Home

Most home warranties cover electronics that are plugged in or installed throughout the property. If the electronics are damaged because of a power surge or electrical event, the warranty typically covers the electronics and services required to replace them in the home.

All appliances, such as dishwashers, washing machines, dryers, water heaters, built-in microwaves, and refrigerators, are covered under a home warranty. If any appliance requires repairs, the warranty company sets up repair services according to the credentials of local service providers.

Appliances In The Property

Heating and cooling systems are covered by a home warranty, and the owner can get coverage for repairs, maintenance, inspections, and new installations. The warranty company connects the homeowners with qualified HVAC service providers whenever a problem arises. 

Heating And Cooling System

The Entire Plumbing System And Connection

Home warranties cover the entire plumbing system and all connections. This could include tankless water heater installations, plumbing lines, septic tanks, sump pumps, and interior plumbing fixtures such as sinks, bathtubs, and toilets.

Mold Remediation Service

Some home warranties may include coverage for mold remediation. In areas where flooding is more likely to happen, the coverage is helpful in preventing significant property damage, and homeowners won’t pay as much for remediation services after a flood.

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