If you aren’t currently earning enough money, find ways to make extra cash, such as starting an online business or donating blood plasma for up to $400 per month. There are so many ways to bring in extra money that there are literally no excuses worthy of holding you back.
Step 2: Start Budgeting Every Single Time You Get Paid
Many times, financial problems are the result of overspending and improper budgeting (or worse, failing to budget at all). Budgeting is so important, especially if you are an impulse buyer. You don’t need fancy planners or complicated spreadsheets to create a budget.
If you and your spouse are both working outside of the home, it’s important to make sure it makes financial sense. Take a look at your take-home pay (assuming you are not the breadwinner).
How To Stop A Friend Or Family Member From Begging For Money
Stop enabling them. Stop giving them $5 here, $10 there, putting gas in their tank, buying them groceries. Parents: your adult children are adults. A little tough love will help them far more than a few bucks. Offer to proofread their resume or help them look for jobs. But stop giving them money.