The Difference Between Your Credit Score and Credit Report
Your credit report is a detailed document about your credit history.Your credit score is a three-digit number, typically between 300 and 850, that’s calculated based on all the information in your credit report.
- Keeping a regular eye on your credit report helps you identify inaccurate negative items that might be dragging down your score.- Checking your credit report regularly helps you see whether suspicious activity is occurring, which can indicate that you’re a victim of identity theft or fraud.
You might have access to your credit score via your credit card provider. If this is a benefit you get as a card holder, you can typically see the score by logging into your credit card account online or via a mobile app.