What stage of life are you in? I heard a great message at church this morning related to stages of life and I couldn’t help but think about my early choices in life. How often do you find yourself dealing with situations because of a choice you made in your past?
Continue reading “Forget The Past If You Want A Future”
If you ever plan to retire, there is one step you must do during your working years. You must save money! Easier said than done right? Unfortunately, the vast amount of Americans are terrible at saving for retirement. Dire conditions are playing out as baby boomers and Generation “X”ers attempt to transition out of the workforce without properly saving.
Continue reading “Will You Ever Be Able To Retire?”
It’s true, the amount of money you make directly corresponds to your amount of happiness! Finally the debate has been settled by a study conducted and published in the Nature Human Behaviour Journal.¹ Continue reading “Money CAN Buy Happiness!”
I wrote earlier about only spending money on things that add considerable value to your life. You may be one of those people who absolutely love their car. You may still enjoy going out for a weekend drive, or rush hour may not actually be that bad in your air conditioned leather seats. Your vehicle makes you happy and adds value to your life, I get it. But at what cost was that value added?
Continue reading “5 Reasons Car Loans Are A Bad Idea.”
“If you want something you’ve never had, you must be willing to do something you’ve never done” -Thomas Jefferson
Remember the first time you rode that roller coaster? It looked like it would fling you off at any moment. You weren’t sure you had enough life insurance to provide for your family because you were surely going to die that day – or so it seemed. Continue reading “Simple Steps To Start Your Debt Free Life!”
There is a wonderful quote in the bible from Proverbs 22:7. It states, “The rich rule over the poor, and the borrower is slave to the lender.” How incredibly true is this? As you start to build your budget, think about all the people and entities you owe money. If you are making payments on your vehicle, you don’t really own it – the bank does. Continue reading “Debt is Financial Slavery!”
Failing to plan is planning to fail – Benjamin Franklin
If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly – you may not even realize it.
Continue reading “It’s Time To Budget Like A Boss!”
How bad do you want it? Do you want it enough to put it on your credit card? If you go to the Apple store, they will be more than happy to break down the price of the phone into small monthly payments in your bill. You won’t even notice the monthly fee, will you? Are you still making payments on your current phone? It’s ok, I bet they will roll your balance into the new contract. If you didn’t hear, you can sign up for the pre-sale of this phone today, and it will be mailed to you later in October. Continue reading “New iPhone XS, ONLY $1,099.00!!!”
We all have something or someone we are living for. You could be living for your spouse, for your children, for yourself, or any other important person in your life. You could be working towards a retirement full of travel, expensive toys, or for that big ranch style house you always dreamed of. You could be living with your head in the sand, refusing to look to tomorrow because today has enough stress. Continue reading “Your reason for living…”
As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a check book, they cosigned on a credit card for me in my teenage years to start building my credit, and charged me monthly rent when I was 18 years old. We infrequently spoke about money and I knew nothing about investments.
Continue reading “My gift to you…”