About The Author

…because where you get your information matters.

Hello and welcome to Arrest Your Debt!  I started this personal finance blog with the goal of keeping me motivated in my personal finance journey with an emphasis on helping others.  With all the financial misinformation out there, I wanted to be a voice you can trust to give you honest financial information without a high pressured sales pitch and ulterior motives.

My name is Ryan Luke and I have a passion for personal finance and education.  I am married and have three children, a girl and two boys all under the age of ten.  My wife stays home with the kids so I know how challenging it can be to live off one income.  Much of what I write is based off my personal experiences and what I have learned in the course of my life.

Formal Education:

I obtained a Master’s Degree in Administration and a Bachelor’s Degree in Education from Northern Arizona University that have prepared me to write about what I love.

Full Time Career:

As far as my “real job,” I have been in law enforcement for 15 years and I have seen the devastation left behind by people who mismanage their finances. This is what motivates me to help others become debt free.

My Personal Finance Journey:

My financial journey began when my wife and I saved up a sum of money and I didn’t know who I could trust to invest it.  After several interviews with financial advisers, I still didn’t feel like I could trust anyone.  Due to this, I began my journey to educate myself by reading every finance book I could get my hands on and by attending financial seminars.  After getting a good handle on debt, finance, and investments, I decided to start this blog as a resource for others who find it difficult to trust people with their money.

To help others get started on their debt free journey, I have created several free tools for my readers.

I created a free budget printable that you can pick up here!

I also wrote an eBook on budgeting for beginners that you can pick up here.

Featured/Mentioned In:

To see the publications and media sources I have been mentioned in, please header over to my Media Page.

Social Media:

I have the following social media accounts that I update regularly. Please follow me on your favorite!

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Let me know if there is anything I can do for you – You work too hard to be this broke!



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