When It Pays To Use Credit Cards

Credit cards can be a great tool for earning rewards and cash back if used properly.  Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹

Forget The Past If You Want A Future

What stage of life are you in? I heard a great message at church this morning related to stages of life and I couldn’t help but think about my early choices in life. How often do you find yourself dealing with situations because of a choice you made in your past?

Money [CAN] Buy You Happiness – The Secret Revealed!

It’s true, the amount of money you make directly corresponds to your amount of happiness!  Finally, the debate has been settled by a study conducted and published in the Nature Human Behaviour Journal.¹   

Debt is Financial Slavery!

There is a wonderful quote in the bible from Proverbs 22:7.  It states, “The rich rule over the poor, and the borrower is a slave to the lender.”  How incredibly true is this?  As you start to build your budget, think about all the people and entities you owe money.  If you are making payments …

Debt is Financial Slavery! Read More »

How Do I Create A Monthly Budget?

Failing to plan is planning to fail – Benjamin Franklin If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly and you may not even realize it.

My gift to you…

As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a check book, they cosigned on a credit card for me in my teenage …

My gift to you… Read More »