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When It Pays To Use Credit Cards

Credit cards can be a great tool for earning rewards and cash back if used properly.  Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹

Take These [Simple Steps] To Start Your Debt Free Life!

“If you want something you’ve never had, you must be willing to do something you’ve never done” -Thomas Jefferson Remember the first time you rode that roller coaster?  It looked like it would fling you off at any moment.  You weren’t sure you had enough life insurance to provide for your family because you were …

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Debt Is Financial Slavery!

There is a wonderful quote in the bible from Proverbs 22:7.  It states, “The rich rule over the poor, and the borrower is a slave to the lender.”  How incredibly true is this?  As you start to build your budget, think about all the people and entities you owe money.  If you are making payments …

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How Do I Create A Monthly Budget?

Failing to plan is planning to fail – Benjamin Franklin If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly and you may not even realize it.

My Gift To You

  As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a checkbook, they cosigned on a credit card for me in my teenage …

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