When It Pays To Use Credit Cards
Credit cards can be a great tool for earning rewards and cash back if used properly. Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹
Will You Ever Be Able To Retire? Find Out Today!
If you ever plan to retire, there is one step you must do during your working years. You must save money! Easier said than done right? Unfortunately, the vast amount of Americans are terrible at saving for retirement. Dire conditions are playing out as baby boomers and Generation “X”ers attempt to transition out of the …
Will You Ever Be Able To Retire? Find Out Today! Read More »
5 Reasons Car Loans Are A Bad Idea.
I wrote earlier about only spending money on things that add considerable value to your life. You may be one of those people who absolutely love their car. You may still enjoy going out for a weekend drive, or rush hour may not actually be that bad in your air-conditioned leather seats. Your vehicle makes …
Debt Is Financial Slavery!
There is a wonderful quote in the bible from Proverbs 22:7. It states, “The rich rule over the poor, and the borrower is a slave to the lender.” How incredibly true is this? As you start to build your budget, think about all the people and entities you owe money. If you are making payments …
How Do I Create A Monthly Budget?
Failing to plan is planning to fail – Benjamin Franklin If you don’t have a budget, you are living dangerously. You have either fallen off the ship, or you are taking on water and sinking slowly and you may not even realize it.
My Gift To You
As the first post in this blog, I find it necessary to give you a small glimpse into my history to lend to my credibility. My financial journey started many years ago in my youth. My parents taught me to balance a checkbook, they cosigned on a credit card for me in my teenage …
