Last Updated on December 4, 2019The following post is by ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). It’s written by an early 50’s retiree who achieved financial independence, shares what’s worked for him, and details how others can implement those successes in their lives. He is …
Last Updated on May 2, 2020An often overlooked expense when saving for retirement is the cost of healthcare. In deciding when to retire, many people average out their yearly salaries and decide how much they will need to sustain their current lifestyle throughout retirement. Unfortunately, health care is usually much more expensive after you leave …
Last Updated on December 4, 2019If you are fortunate enough to find yourself with an extra $10,000 in your savings account, you may realize that each year it is worth 2%-3% less due to inflation. If you find yourself in this situation, I have some suggestions for you to make the best decision with your …
Last Updated on December 4, 2019Have you have found yourself in a position where you need to start paying for college but you don’t have any money saved? This is an unfortunate norm for many Americans who are struggling to make ends meet. Fortunately, there is a way to significantly reduce your college expenses to …
Last Updated on December 4, 2019You have decided you are ready to finally get out of debt and get rid of your financial stress! Congratulations, I could not be happier for you! Now that you have made the decision to become debt free, should you start with the debt snowball or the debt avalanche? I’ll …
Debt Snowball Or Debt Avalanche? Which Is Better? Read More »
Last Updated on December 4, 2019I feel most alive when I finally complete a long project and I am able to look back at my success. I am a very visionary and driven person by nature but even I struggle with motivation. Before I start a project, a drawing, a blog post, or save for …
Last Updated on December 4, 2019As an adult, when was the last time you received an award for failing? Unfortunately, we are conditioning our children to expect rewards even when they fail. You don’t receive a participation trophy when you fail with your personal finances.
Last Updated on December 4, 2019There has been an influx in the number of people who are willing to travel to another country to save money on medical procedures. Some Americans are saving 40%-90% on their surgeries, but does it make sense?
Last Updated on December 4, 2019Over the years, I have learned there are several myths about money that are not as obvious as they should be. Everyone has their own predispositions that influence how they save, spend, and earn their money. Today, I will share these myths and how to avoid being a victim of …
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