The process of buying a home can be a nervous and anxious time due to the amount of money on the line. On one hand, you are super excited to buy a new home but the other side questions if you are making a good decision. With all the legal hoops and paperwork involved, it’s …
Don’t Make These Expensive Mistakes When You Buy A Home! Read More »
It seems everyone is talking about the need for a side hustle or extra job to make income if you are struggling with debt. A quick online search will show you how to quickly make money through online surveys or other get rich quick schemes. I have filtered out the time-wasting scams for 19 great …
You’re broke because you root for the underdog? That’s quite a powerful assumption to make but it may actually be true. That statement serves two purposes – to get you to start thinking about money differently and to motivate you to make a positive change. The S.W.A.T. Underdog In A Nutshell Recently I have been …
If You Root For The Underdog – It’s Making You Broke! Read More »
The following post is by ESI from ESI Money, a blog about achieving financial independence through earning, saving, and investing (ESI). It’s written by an early 50’s retiree who achieved financial independence, shares what’s worked for him, and details how others can implement those successes in their lives. He is also the author of a …
An often overlooked expense when saving for retirement is the cost of healthcare. In deciding when to retire, many people average out their yearly salaries and decide how much they will need to sustain their current lifestyle throughout retirement. Unfortunately, health care is usually much more expensive after you leave an employer-sponsored plan.
If you are fortunate enough to find yourself with an extra $10,000 in your savings account, you may realize that each year it is worth 2%-3% less due to inflation. If you find yourself in this situation, I have some suggestions for you to make the best decision with your money!
Have you have found yourself in a position where you need to start paying for college but you don’t have any money saved? This is an unfortunate norm for many Americans who are struggling to make ends meet. Fortunately, there is a way to significantly reduce your college expenses to allow you to pay for …
You have decided you are ready to finally get out of debt and get rid of your financial stress! Congratulations, I could not be happier for you! Now that you have made the decision to become debt free, should you start with the debt snowball or the debt avalanche? I’ll break it down for you …
Debt Snowball Or Debt Avalanche? Which Is Better? Read More »
I feel most alive when I finally complete a long project and I am able to look back at my success. I am a very visionary and driven person by nature but even I struggle with motivation. Before I start a project, a drawing, a blog post, or save for retirement, I can clearly see …
As an adult, when was the last time you received an award for failing? Unfortunately, we are conditioning our children to expect rewards even when they fail. You don’t receive a participation trophy when you fail with your personal finances.
