When It Pays To Use Credit Cards

Credit cards can be a great tool for earning rewards and cash back if used properly.  Unfortunately, according to NerdWallet.com, the average household that’s carrying credit card debt has a balance of $15,482.¹

Debt Is Financial Slavery!

There is a wonderful quote in the bible from Proverbs 22:7.  It states, “The rich rule over the poor, and the borrower is a slave to the lender.”  How incredibly true is this?  As you start to build your budget, think about all the people and entities you owe money.  If you are making payments …

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